Get your FICO score

Buy Now

FICO Standard
$19.95 per report

best credit cards

Best Credit Cards

The following credit card offers are our editor's picks for the best overall credit cards. These cards were picked based on the combination of most or all of these features: excellent rewards for every dollar spent, 0% purchase intro rate, and a low balance transfer intro rate.

Learn more about our Editor's Choices for the Best Credit Cards.

Up-to-date as of: Wednesday, May 16, 2012

Excellent Credit FICO 720+
Citi® Platinum Select® MasterCard

Citi Platinum Select MasterCard Apply Now

  • Purchase Intro Rate: 0% for 18 months
  • Transfer Intro Rate: 0% for 18 months
  • Transfer Fee: 3%
  • Regular Rate: 11.99% - 21.99% (V)
  • Annual Fee: None
  • Rewards: None
  • Learn More
 
Capital One® Cash Rewards - $100 Cash Back Bonus

Capital One Cash Rewards Cash Back Bonus Apply Now

  • Purchase Intro Rate: 0% until June 2013
  • Transfer Intro Rate: 0% until June 2013
  • Transfer Fee: 3%
  • Regular Rate: 12.9% - 20.9% (V)
  • Annual Fee: None
  • Rewards: Cash Back
    • Initial Bonus: $100
    • Base Earn: 1.5%
    • Max Earn: 1.5%
  • Learn More
 
Capital One® VentureSM Rewards Credit Card

Capital One Venture Rewards Credit Card Apply Now

  • Purchase Intro Rate: N/A
  • Transfer Intro Rate: N/A
  • Transfer Fee: None
  • Regular Rate: 13.9% - 20.9% (V)
  • Annual Fee: $0 for 1st yr, $59 after
  • Rewards: Miles - Any Airline
    • Initial Bonus: 10,000 miles
    • Base Earn: 2 miles / $1
    • Max Earn: 2 miles / $1
  • Learn More
 
Chase Sapphire PreferredSM Card

Chase Sapphire Preferred Card Apply Now

  • Purchase Intro Rate: N/A
  • Transfer Intro Rate: N/A
  • Transfer Fee: 3%
  • Regular Rate: 15.24% (V)
  • Annual Fee: None 1st yr, $95 after
  • Rewards: Points - Generic
    • Initial Bonus: 40,000 points
    • Base Earn: 1 point / $1
    • Max Earn: 2 points / $1
  • Learn More
 
Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Chase Freedom Visa Bonus Cash Back Intro APR Apply Now

  • Purchase Intro Rate: 0% for 15 months
  • Transfer Intro Rate: 0% for 15 months
  • Transfer Fee: 3%
  • Regular Rate: 12.99% - 22.99% (V)
  • Annual Fee: None
  • Rewards: Cash Back
    • Initial Bonus: $100
    • Base Earn: 1%
    • Max Earn: 5%
  • Learn More
Good Credit FICO 660-719
Capital One® Platinum Prestige Credit Card

Capital One Platinum Prestige Credit Card Apply Now

  • Purchase Intro Rate: 0% until September 2013
  • Transfer Intro Rate: 0% until September 2013
  • Transfer Fee: 3%
  • Regular Rate: 10.9% - 18.9% (V)
  • Annual Fee: None
  • Rewards: None
  • Learn More
 
Capital One® Cash Rewards - $100 Cash Back Bonus

Capital One Cash Rewards Cash Back Bonus Apply Now

  • Purchase Intro Rate: 0% until June 2013
  • Transfer Intro Rate: 0% until June 2013
  • Transfer Fee: 3%
  • Regular Rate: 12.9% - 20.9% (V)
  • Annual Fee: None
  • Rewards: Cash Back
    • Initial Bonus: $100
    • Base Earn: 1.5%
    • Max Earn: 1.5%
  • Learn More
Fair Credit FICO 620-659
Capital One® Cash Rewards for Newcomers

Capital One Cash Rewards for Newcomers Apply Now

  • Purchase Intro Rate: N/A
  • Transfer Intro Rate: N/A
  • Transfer Fee: None
  • Regular Rate: 24.9% (V)
  • Annual Fee: None
  • Rewards: Cash Back
    • Initial Bonus: None
    • Base Earn: 1%
    • Max Earn: 2%
  • Learn More
 
Orchard Bank® Visa® Cards

Orchard Bank Visa Cards Apply Now

  • Purchase Intro Rate: N/A
  • Transfer Intro Rate: N/A
  • Transfer Fee: 5%
  • Regular Rate: 14.99 - 24.99% (V)
  • Annual Fee: $39 - $59
  • Rewards: None
  • Learn More
 
Capital One® Cash Rewards

Capital One Cash Rewards Apply Now

  • Purchase Intro Rate: 0% until March 2013
  • Transfer Intro Rate: N/A
  • Transfer Fee: None
  • Regular Rate: 17.9% - 22.9% (V)
  • Annual Fee: $39
  • Rewards: Cash Back - Extra on Gas
    • Initial Bonus: None
    • Base Earn: 1.5%
    • Max Earn: 1.5%
  • Learn More
Limited History
College Students
Citi® Dividend Platinum Select® Card for College Students

Citi Dividend Platinum Select Card for College Students Apply Now

  • Purchase Intro Rate: 0% for 7 months
  • Transfer Intro Rate: N/A
  • Transfer Fee: 4%
  • Regular Rate: 13.99% - 21.99% (V)
  • Annual Fee: None
  • Rewards: Cash Back - Extra on Gas
    • Initial Bonus: None
    • Base Earn: 1%
    • Max Earn: 5%
  • Learn More
 
JourneySM Student Rewards from Capital One®

Journey Student Rewards from Capital One Apply Now

  • Purchase Intro Rate: N/A
  • Transfer Intro Rate: N/A
  • Transfer Fee: None
  • Regular Rate: 19.8% (V)
  • Annual Fee: None
  • Rewards: Cash Back
    • Initial Bonus: None
    • Base Earn: 1.25%
    • Max Earn: 1.25%
  • Learn More
Non-College Students
Capital One® Cash Rewards for Newcomers

Capital One Cash Rewards for Newcomers Apply Now

  • Purchase Intro Rate: N/A
  • Transfer Intro Rate: N/A
  • Transfer Fee: None
  • Regular Rate: 24.9% (V)
  • Annual Fee: None
  • Rewards: Cash Back
    • Initial Bonus: None
    • Base Earn: 1%
    • Max Earn: 2%
  • Learn More
 
Capital One® Cash Rewards

Capital One Cash Rewards Apply Now

  • Purchase Intro Rate: 0% until March 2013
  • Transfer Intro Rate: N/A
  • Transfer Fee: None
  • Regular Rate: 17.9% - 22.9% (V)
  • Annual Fee: $39
  • Rewards: Cash Back - Extra on Gas
    • Initial Bonus: None
    • Base Earn: 1.5%
    • Max Earn: 1.5%
  • Learn More
 

About the Editor's Choices for Best Credit Cards

The information on this page is from the Best Credit Cards page at CardHub.com. Card Hub editor's choices for the Best Credit Cards are solely based on his own subjective opinion, and should not be the only criteria you use to determine which credit card is best for you.

We work hard to present you with the most accurate credit card information. However, the credit card terms and conditions do not originate from us and thus we do not guarantee the accuracy of the information. Before you apply for a credit card, we recommend that you verify the terms and conditions on the credit card company's website. Certain cards are offered by paying advertisers; when applicable, this will be indicated on an offer's details page.

Please let Card Hub® know if you have any questions or suggestions.